Unfortunately, there is no cream that will burn off fat for you. Looking at the ingredients, they seem to be full of ingredients that make your skin warm (similar to BenGay). I used to have an Aveeno cream that had nearly the same ingredients, basically a skin soothing cream. It helped relieve any itchiness and made my skin all warm and tingly but it didn't burn any fat.
You can't out-exercise poor eating habits.