Ah, I can relate. I hated the apron too. Although, at this point you can't see it underneath clothes unless I wear something super tight (and normally shapewear can fix that anyways
I still think about having a tummy tuck at times BUT I'm planning on having at least one more kid so it'll have to wait. I have a lot of loose skin on my breasts too, which is also annoying.
That being said, I've heard that up til a year after loosing weight your skin can still firm up a lot more so you might want to wait a bit after goal before taking the plunge (I know the waiting sucks, right?).
Oh, and seriously, CONGRATS on your loss!!!!