General chatter - Anyone have to buy independent health insurance?

01-08-2007, 12:29 AM
I'm a nanny and I can't get covered through my employers because they're not business owners, so I have to find my own. I went to ehealthinsurance --and found rates -- but I haven't been insured on my own (always on my parent's policy while I was in school), so I don't have any idea what is a fair price. Right now, I've only been able to find policies with $2,000-2,500 deductibles (most are PPO 80/20, although one I found is 0% coinsurance and $0 copay) for about $75-$115 a month. Anyone have any experience and/or advice and tips? Thanks!!!

01-08-2007, 10:44 AM
When I had private health insurance I used bluecross/blueshield. It was always a good experience (have done it twice now)