Rachael, on a more serious note, I just re-read your original post and sometimes I miss stuff. I missed big stuff this time.
Don't ignore the tremendous difference "toning" will make if you really put your mind into training. I'm telling you, the difference is unbelievable. I have been 135 pounds and I did not look anything like I look now at 150! And I was young then!
It's a personal choice, of course, but it pains me when women want to just keep losing weight to attain that image they have set for themselves. The truth is, muscle is beautiful, and sometimes I think that's what women are really after. It's the muscle that is firm and gives the body beautiful shape and at a heavier weight too. I never would have believed it until I experienced it for myself.
I have a mental hang up with my weight right now. I need to reach at least 145 to get over my mental hang up with being a normal BMI and 135 to get over my mental hang up of really wanting to be able to say I've lost one HUNDRED pounds!

But if it weren't for those two mental blocks I'd quit losing and would just love the me I have become. Every part of me is firm, except that darn belly. Even my thighs, which are slightly larger than I'd like, are firm and even cellulite free.