Coming from Ohio where I've lived through tornados and the "great flood," I'm glad I live in CA (and even better to live in a part that isn't near a faultline!).
You get bonus points for the futon AND the adrenaline. I remember "hiding" from a tornado in a closet with my dog and hearing the redneck neighbors RUN OUTSIDE to see what the tornado siren was all about! Sigh, natural selection.