January 3rd, a day to take stock & figure things out. Yesterday DH & I had an appointment with our banker to open a new joint account. We will pay all bills out of it, rather than use my account. This was we don’t have access besides online to it.. Our banker also gave us a wonderful book on how to budget and do what you need to do to get where you want to get. very helpful indeed. Sad when here I am at 42 years old and I still screw things up. At least I have taken a grip on things. Sat down & figured out all bills, owing and future, savings etc and went from there. I can;t believe we have enough $$$ to pay everything, savings included and have some left over! All on paper, not running to pay this or that..scrambling around. I was surprised! Pleasantly no less! DH & I talked about bank fee’s, which credit cards had the highest interest rate and which 2 we should get rid of..because we do not need 4 between us! I feel hopeful about this. I feel that DH seeing what exactly we owe will help him concentrate on working more, perhaps even getting a better paying job. (really, after 5 yrs at the same place, numerous accommodations, night shift premium..and he makes under $11. an hour!) Costco is opening here, they are unionized and he can make more than $16. an hour starting WITH benefits. But he drags his feet on doing it…I have sent in his resume regardless and will be following up to see where he needs to go for it as well. He has very little initiative and would be happy to stay there making little. That is just him. Drives me bonkers on many levels as well!
Weight wise, I just am going to watch what I am eating…go back to no soda (I did well for 3 weeks) and stay away from the snack machines. The budget will help not buy things from fast food places and the lunch bag lady at work as well.
The hives I have had since May aren’t as bad as before…they are slowly getting better. Still taking the 3 meds but they are seeming to get better!
Filed under: Uncategorized on January 3rd, 2010